Have you ever read a headline praising the economy, then looked at your grocery bill or credit card statement and thought, “That doesn’t feel right?” You’re not alone. In fact, a recent Wall Street Journal article highlighted this exact disconnect: positive economic indicators versus a widespread feeling of pessimism among Americans. But what if that pessimism isn’t a misperception, but a stark reflection of reality? The truth is, your gut feeling is likely spot on. Our purchasing power is being relentlessly eroded by inflation, and the weight of debt – both personal and national – continues to grow. This is…



















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