Scenario One – The World moves along as before – by ordinary procedure XRP: THE SEVEN CATALYSTS TO UNLOCK THE PRICE 1. THE GENIUS ACT Regulations The GENIUS Act, signed by President Trump on July 18, 2025, creates the first clear U.S. federal rules for dollar-pegged stablecoins*. It requires 1:1 reserves in cash or Treasuries, monthly transparency, and full anti-money-laundering compliance, while keeping stablecoins out of SEC/CFTC reach. Final regulations are expected mid-2026, with the law fully effective by early 2027 at the latest. Once live, banks and payment giants can safely issue and use stablecoins like Ripple’s RLUSD**…



















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