Economic behavior is an issue that has much more to do with psychology than with managing finances. As a matter of fact, in every transaction, not only is there a practical interest at stake, but also a set of perceptions and attitudes. Debtors and savers are one example. Two profiles that often don’t respond to rational criteria, but to subjective points of view. Debtors and savers correspond to two different styles of consumption. In general terms, debtors can be classified as people who practice anticipatory consumption. On the other hand, savers are identified by delayed consumption, sometimes indefinitely. On occasions,…
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