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“Working on the Final Phases” – Seeds of Wisdom RV/GCR Update(s) from Goldilocks 1-25-24

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Goldilocks and Seeds of Wisdom US: Open Banking Regulation Arrives in the US In 2010, Congress included a provision in the Consumer Financial Protection Act (CFPA) requiring that the Consumer Financial Protection Bureau (CFPB or Bureau) promulgate rules effectuating what is commonly referred to as “Open Banking.” Specifically, the rules would require any entity that engages in offering or providing a consumer financial product or service to make available information concerning the financial products or services that the consumer received from the entity. However, it was not until October 2023 that the CFPB issued a proposed rule to implement the…

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